Financial control for Pakistani businesses.
Upload your bank statements. Nizaam checks every row against the bank’s own balance, separates money in from money out, and shows where your company’s cash is.
Expenses and corporate cards come next.
Your financial overview
Your accounts at a glance
↗︎ 12.8% vs. last month
↘ 4.2% vs. last month
Statements in one view
This month
Pakistan’s banks and everyday wallets.
Built for Pakistani bank statements — PKR, local date formats, local statement layouts. Tell us which banks you use and we’ll confirm your formats before you start.
Your business finances,
in one clear system.
Nizaam is a financial control platform for Pakistani businesses. It brings bank statements, accounts and transactions into one organised view, with AI agents to help finance teams review spending.
Built around PKR and the needs of startups, e-commerce businesses, SMEs and enterprises, Nizaam connects financial visibility with informed decisions. Expense workflows and corporate cards are coming soon.
Accounts
One view of your uploaded bank statements.
Statement checked to 30 Sep
Statement checked to 30 Sep
Statement checked to 30 Sep
Statement checked to 30 Sep
Statement checked to 30 Sep
Accounts and transactions in one view.
Start with statements, then transactions, then Nizaam AI. Expenses and corporate cards come next.
Bank accounts & statements
Start with your bank statements. See the balance of every business account, checked against the bank.
Explore Accounts
Transaction management
Review income, payments and spending categories, with the account each one belongs to.
Explore Transactions
Nizaam AI agents
Review flagged patterns and possible duplicates before deciding what to do.
Explore Nizaam AIOne clear view of your company’s money.
Every bank account, transaction and spending category, brought together in one workspace.
Your financial overview
Your accounts at a glance
↗︎ 12.8% vs. last month
↘ 4.2% vs. last month
Statements in one view
This month
AI-native agents
for your finance team.
AI agents built for your finance team. Find unusual spending, spot recurring payments and bring the right questions to the surface.
Explore Nizaam AI agentsMarketing spend is 24% above its budget.
Two payments of PKR 24,500 share a supplier and date.
A new software charge is 3× the usual monthly amount.
Flags require human review; they are not confirmed errors.
Built for Pakistani businesses at every stage.
- Startups
- One place for the company’s money, from the first bank account.
- E-commerce
- Marketplace settlements, courier wallets and high-volume payments, sorted.
- SMEs
- Several accounts at several banks, seen as one business.
- Enterprise
- Many entities and accounts, with the transfers between them matched.
Coming next.
Two additions, once accounts and transactions are solid.
- Expense management. Receipts, submissions and approvals in one workflow.
- Corporate cards. Team spending with limits and controls, inside Nizaam.
Frequently asked
questions.
Is Nizaam a bank?
Nizaam is not a bank. Nizaam is a software product. We are not licensed or regulated by the State Bank of Pakistan, we do not hold or move customer money, and we do not issue cards. Expense management and corporate cards are planned products and are not available today.
What is Nizaam?
Nizaam is a financial control platform for Pakistani businesses. It organises bank statements, accounts and transactions in one place, with Nizaam AI agents to help finance teams review spending.
Who is Nizaam built for?
Nizaam is designed for startups, e-commerce businesses, SMEs and enterprises in Pakistan that need a clearer view of company finances across multiple accounts.
How does Nizaam organise bank statements?
Nizaam organises business bank statements into account and transaction data. Tell us your banks when you join the waitlist, and we’ll confirm your statement formats before you start. This website does not connect directly to your bank.
Which currency does Nizaam use?
Nizaam is built for Pakistani businesses, with PKR as its primary currency for balances, transactions and spending views.
What do Nizaam AI agents help with?
Nizaam AI agents are designed to help review unusual spending, recurring transactions and possible duplicate payments. Findings need review by your finance team; a flag is not a confirmed error.
Are expense management and corporate cards available?
No. Expense management and corporate cards are coming soon. Planned expense workflows and card spending controls are not currently available, and no launch date has been announced.
Does this website access my financial data?
No. The dashboard and AI report use demonstration figures. This website does not connect to a bank or analyse your company’s transactions.
Upload a bank statement.
See where your money is.
We’re onboarding Pakistani businesses in small groups.